See how much you can save your self by embracing us as opposed to charge cards, pay day loans and doorsteps lenders.
We now have several various loan services and products accessible to people:
The Starter Loan is ideal for folks who are a new comer to Unify but they are seeking to borrow but have never yet founded any cost savings.
The utmost when it comes to loan that is first ВЈ1000. Top-ups or subsequent applications have actually an optimum of ВЈ750. Interest is charged regarding the balance that is reducing of loan (42.6% APR). To learn more please see the Starter Loan web web page.
The Family Loan can be acquired to those who get Child Benefit and seeking to borrow an amount that is small build cost savings money for hard times.
The most Family Loan is ВЈ500 and also you may top-up once you’ve paid back 50% of the loan stability. The Family Loan can be acquired to members that are new current people that do perhaps not already have a Unify Loan. Interest is charged from the reducing stability for the loan (42.6% APR). To learn more please see the grouped Family Loan web web page.
The Workplace Loan is present to workers who work for certainly one of our Workplace Partners and are also trying to borrow as much as ВЈ1000.
The most available in the Workplace Loan is ВЈ1000 per application. You might top-up the mortgage once 35% of this loan stability is paid back. Interest is charged regarding the balance that is reducing of loan (34.5% APR).For more info please see the Workplace Loan web web page.
The Saver Loan is available to members who have been saving frequently and regularly for no less than a few months. The most it is possible to borrow is three times the total amount you’ve got conserved in your bank account.
You may also proceed to the Saver Loan product if you have accumulated cost savings when you were repaying a Starter Loan, terms apply. Interest is charged in the reducing stability for the loan (34.5%) To find out more please see the Saver Loan page.
The Loyalty Loan would work for current long-standing users, who possess built significant savings more than a basis that is regular have lent and consistently repaid loans.
We want to reward our members that are loyal which is the reason why you are able to borrow as much as 4 times the quantity of your savings. Interest is charged in the balance that is reducing of loan (19.6% APR for loans under ВЈ3000 / 12.7% APR for loans above ВЈ3000).For additional information in regards to the commitment Loan please see the underside 50 % of the Saver Loan page.
The Premier Loan is ideal for those who work while having a credit that is excellent seeking to borrow as much as ВЈ1000.
Interest is charged from the reducing stability for the loan (19.6% APR). To find out more concerning the Premier Loan please call one of y our branches on 01942 245656.
The Secure Loan is present to present users of Unify. You might borrow up to the quantity you have got saved. The mortgage balance cannot meet or exceed the cost savings balance.
It is a way that is great be given a low-interest loan and in addition means it’s not necessary to diminish your hard-earned cost savings. Moreover it means you can easily nevertheless get a dividend on the cost savings together with full life insurance* terms and conditions use. Interest is charged in the balance that is reducing of loan (6.0%APR)For additional information concerning the Secure Loan please call one of our branches on 01942 245656.
please be aware that most loans are at the mercy of our basic conditions, as set call at our Loan Policy.
ESSENTIAL – with a loan if you are in a debt management plan , subject of a Debt Relief Order , IVA or bankruptcy or not currently up to date with household bills we are unlikely to be able to provide you.
Financial obligation advice can be acquired, totally free, from STEPCHANGE , DEBT GUIDANCE FOUNDATION or your CITIZENS that is local ADVICE .
Complimentary and money that is impartial can be had through the cash Advice provider .
Just our members gain access to these great beginner Loan prices. Become a member today!